Synchrony Car Care Retailer Locator
Help turn your home into the ultimate destination with the Synchrony HOME™ Credit Card.
ENJOY EVERYDAY BENEFITS1
Net card purchases (purchases minus returns and adjustments) less than $299 made with the Synchrony HOME Credit Card will earn 2% cash back rewards paid as a statement credit. Statement credits will be issued within 1-2 billing cycles after qualifying purchase is made.Cash advances, fees, and interest charges do not qualify for rewards. Account must remain open, in good standing, and not become delinquent. Subject to credit approval We reserve the right to discontinue or alter the terms of this offer at any time.
Use your Synchrony HOME Credit Card at all of our participating locations to receive 2% cash back rewards (paid as statement credit) on purchases under $299 and 6 month promotional financing on purchases over $299.
TAKE ADVANTAGE OF SPECIAL PROMOTIONAL FINANCING2
Subject to credit approval. Minimum monthly payments required. Promotional financing offers available at the time of purchase may vary by location. See store for details. Credit is extended by Synchrony Bank.
Use your Synchrony HOME Credit Card at our select participating "Synchrony HOME" retailers and receive 12-60 months promotional financing on qualifying purchases in addition to everyday benefits.
SHOP ONLINE
Have the flexibility to shop online or in person with many of our partnered retailers, as well as explore our online-only partners that are included in the Synchrony HOME credit card program.
1. Net card purchases (purchases minus returns and adjustments) less than $299 made with the Synchrony HOME Credit Card will earn 2% cash back rewards paid as a statement credit. Statement credits will be issued within 1-2 billing cycles after qualifying purchase is made. Cash advances, fees, and interest charges do not qualify for rewards. Account must remain open, in good standing, and not become delinquent. Subject to credit approval. We reserve the right to discontinue or alter the terms of this offer at any time.
2. Subject to credit approval. Minimum monthly payments required. Promotional financing offers available at the time of purchase may vary by location. See store for details. Credit is extended by Synchrony Bank.
To further customize your experience, please let us know more about you.
To further customize your experience, please select your Synchrony Car Care™ credit card from the dropdown menu. You can also select "Not a Cardholder" if you haven't applied for a credit card yet.
Deferred Interest Offer
No Interest if Paid in Full within 6 Months*
On purchases of $199 or more made with your Synchrony Car Care™ credit card. Interest will be charged to your account from the purchase date if the promotional balance is not paid in full within 6 Months. Minimum monthly payments required.
*Gas station purchases are not eligible. Qualifying purchase amount must be on one receipt. No interest will be charged on the promo balance if you pay it off, in full, within the promo period. If you do not, interest will be charged on the promo balance from the purchase date. The required minimum monthly payments may or may not pay off the promo balance before the end of the promo period, depending on purchase amount, promo length and payment allocation. Regular account terms apply to non-promo purchases and, aöer promo period ends, to the promo balance. For New Accounts: purchase APR is 29.99%. Minimum Interest Charge is $2. Existing cardholders: See your credit card agreement terms. Subject to credit approval.
Deferred Interest How it Works
How are my monthly payments calculated?
- Minimum monthly payments, based on a percentage of your account balance or a minimum amount, are required in accordance with the standard account terms.
- It is very important to note that the required minimum monthly payments may or may not pay off your promo balance by the end of the promo period.
- If you want to ensure that your promo balance is paid before the end of the promo period (to avoid interest), you should schedule additional or larger payments accordingly.
How long will it take to pay off my purchase?
- There will be information on your billing statement about how long it will take to pay off your promo balance if you only make minimum payments.
What is the Interest Rate and will it change?
- Interest will be charged to your account from the purchase date if the promo balance is not paid in full within the promo period.
- Although interest will accrue at the standard rate applicable to your account, it will only be assessed and added to your account as a lumpsum at the end of the promo period if the promo balance is not paid in full by the promo expiration date shown on your statement.
- To avoid paying interest, be sure to pay your promo balance by the promo expiration date.
How do I avoid paying interest or minimize the interest paid?
- Pay your promo balance in full before the end of the promo period to avoid interest.
- If you do not make a payment on time, you will be charged a late fee (see terms for details).
Oferta de Interés Diferido
Sin Interés si se Paga en su Totalidad dentro de los 6 Meses*
en compras de $199 o más con su tarjeta de crédito Synchrony Car Care™. El interés se cobrará a su cuenta a partir de la fecha de la compra si la compra promocional no se paga en su totalidad dentro de los 6 meses. Se requieren pagos mínimos mensuales.
*Las compras en gasolineras no son elegibles. El monto de la compra que califique debe estar en un recibo. No se cobrará interés en la compra promocional si paga el monto de esta en su totalidad dentro del período promocional. De lo contrario, se cobrará interés sobre el saldo de la compra promocional desde la fecha de compra. Los pagos mensuales mínimos requeridos pueden o no saldar el balance de la compra promocional antes del final del período promocional, dependiendo en el monto de la compra, la duración de la promoción y la asignación de pagos. Los términos regulares de la cuenta se aplican a compras no promocionales y, después de que finalice el período promocional, al saldo promocional. Para Cuentas Nuevas: La Tasa de Porcentaje Anual (APR) de compra es 29.99%. El Cargo Mínimo de Interés es $2. Titulares de tarjeta existentes: Consulte los términos del acuerdo de su tarjeta de crédito. Sujeto a aprobación de crédito.
Interés Diferido: Cómo funciona
¿Cómo se calculan mis pagos mensuales?
- Se requieren pagos mínimos mensuales basados en un porcentaje del saldo de su cuenta o un monto mínimo, de acuerdo con los términos regulares de cuenta.
- Es muy importante tener en cuenta que los pagos mínimos mensuales requeridos pueden o no liquidar la compra antes de que termine el período promocional.
- Si desea asegurarse de que su compra se pague antes del final del período promocional (para evitar el interés), debe programar pagos adicionales o mayores según corresponda.
¿Cuánto tiempo me tomará liquidar mi compra?
- Encontrará información en su estado de facturación con respecto a cuánto tiempo tomará liquidar su cuenta si solamente realiza los pagos mínimos.
¿Cuál es la Tasa de Interés? ¿La tasa de interés cambiará?
- Se cobrará interés a su cuenta a partir de la fecha de compra si el saldo de la compra promocional no se paga en su totalidad dentro del período promocional.
- Aunque el interés se acumulará a la tasa regular correspondiente a su cuenta, solamente se calcularán y se agregarán a su cuenta como una suma total al final del período promocional si el saldo de la compra promocional no se paga en su totalidad antes de la fecha de vencimiento que figura en su estado de cuenta.
- Para evitar pagar interés, asegúrese de pagar el saldo de compra promocional antes de la fecha de vencimiento.
¿Cómo evito pagar interés o minimizo el interés pagado?
- Pague el saldo promocional en su totalidad antes de que termine el período promocional para evitar intereses.
- Si no realiza un pago a tiempo, se le cobrarán tarifas por mora (para obtener detalles, consulte los términos).